Sapientia Est Potentia

How to file a small claims complaint in small claims court
by Joseph Nicholson

When other attempts at amicable resolutions fail, small claims court can be an ideal venue for settling the disputes of individuals and small businesses. Each state regulates its own small claims system, but in all cases the sums that can be recovered are limited, usually to between $5,000 and $7,000 depending on the venue. This judgment cap makes small claims court good for pursuing unpaid rent or other debts, compensation for damage to property, or reimbursement for faulty goods. Civil complaints such as libel or slander cannot be brought in small claims court.


What insurance should you carry after being convicted of a DUI?
by Joseph Nicholson

Anyone who's been convicted of DUI should consider themselves lucky if they haven't seriously injured or killed anyone. But then, eventually there will be the matter of insurance, which will become much more expensive after the DUI conviction. Probably the worst thing to do would be to drop an insurance policy, since it may be difficult to find anything else cheaper and insurance will only get more expensive with any significant lapse in coverage. And, further exacerbating the situation, should insurance coverage lapse, in some cases a DUI convicted driver might be required by their state to file a proof of insurance SR22 form.

How to choose the executor of your will
by Joseph Nicholson

The executor of your will is someone not only you need to trust, but also those friends and family members who, in the dark time after your passing, will have to work directly with them. Even though the executor will have the legal authority to make decisions about the dispensation of your estate, those people closest to you will have no choice but to feel within themselves the pull of memories associated with specific assets and their own feelings about what should happen to them. So, in a real sense, it's these people who your putting in the hands of the executor.